ERAP households assisted
Rent & utilities funded
NFCC debt plans managed
client satisfaction
Sterling Connect Agency offers both Emergency Rental Assistance (ERAP) and NFCC credit counseling. Select the program that matches your situation.
Direct financial aid to prevent eviction — funds paid to landlords/utilities. No repayment required.
Nonprofit debt help since 1951. Lower interest, consolidate payments, stop collection calls.
— and why you may need both —
Government-funded program that pays past-due rent, future rent, and utilities to prevent eviction. Funds go directly to landlords. No repayment required.
Certified credit counselors negotiate lower interest rates, create Debt Management Plans, and provide financial wellness coaching.
Absolutely. Stabilize housing with ERAP, then tackle debt with NFCC counseling.
Apply Now →One monthly payment, lower interest rates.
HUD-approved counselors available.
Court-certified guidance.
Free budgeting workshops.
"Sterling Connect helped me with ERAP back rent and then NFCC lowered my credit card payments. Life-changing."
— Denise K., Atlanta, GA
